Loans are subject to approval.

Unsecured: 8.50% OAC

Auto: 3.00% OAC

Recreational vehicles/trailers: 4.75% OAC

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Our ANNUAL MEETING will be held virtually March 25, 2021 at 12:00 noon.  If you would like to attend, please email us at and we will send you the link prior to the meeting.

Interest rates are as low as they have been for years.  Now would be a great time to look at refinancing a loan in order to lower your rate, lower your payment, or hopefully both.

We have plenty of money to lend and want to help!  Give us a call today.                                                                801-322-4010

G&R Credit Union is a common bond group of Granite Construction employees to promote mutual financial success


Our Credit Union was organized in 1962 by the employees of Gibbons & Reed (purchased by Granite Construction in 1995) for the purpose of banding together to help each other prosper financially.

The Credit Union was not established to compete with local banks and other financial institutions, but as an alternative avenue, whereby the members not only own the organization, they can have a say in how it is managed through the annual elections of member-officers.

Loans are made to our members (fellow employees) using the savings deposited by the members.  The interest paid on loans is utilized to cover the expenses incurred by the Credit Union, maintaining capital reserves, and the remainder returned to the members in the form of dividends.  The only other income to the Credit Union is from the interest earned on short-term investments of excess cash deposited by the members. The goals of the Credit Union are quite simple and highlighted below.


Provide a limited range of savings and loan services on a personal and friendly basis


Return excess earnings to the members in the form of higher dividends on their savings and/or lower interest rates on the loans offered

Your Satisfaction

Generate earnings to maintain sufficient reserves and protect the member’s shares (savings)


Monday – Friday

8:30am-4:30pm MT

Closed on these Upcoming Holidays:

January 18th MLK Day

February 15th Presidents Day

May 31 Memorial Day

July 5th Independence Day


(801) 322-4010

(801) 322-5419

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency