LOAN RATES

Loans are subject to approval.

Unsecured: 8.50% OAC

Auto: 3.00% OAC

Recreational vehicles/trailers: 4.75% OAC

Loan Calculator

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CREDIT UNION NEWS

In our 2nd quarter newsletter we discussed our Policy on Confidentiality. Privacy is fundamental to the American way of life. When you provide personal information in order to transact business, you fully expect your data to be used only for its intended purpose and to be kept confidential.

We value your business and hope you will remain with us for many years to come. If you ever have questions or concerns about the integrity of your account information – or any other aspect of our business operations – please don’t hesitate to telephone or come in to talk to our staff.

G&R Credit Union is a common bond group of Granite Construction employees to promote mutual financial success

ABOUT US

Our Credit Union was organized in 1962 by the employees of Gibbons & Reed (purchased by Granite Construction in 1995) for the purpose of banding together to help each other prosper financially.

The Credit Union was not established to compete with local banks and other financial institutions, but as an alternative avenue, whereby the members not only own the organization, they can have a say in how it is managed through the annual elections of member-officers.

Loans are made to our members (fellow employees) using the savings deposited by the members.  The interest paid on loans is utilized to cover the expenses incurred by the Credit Union, maintaining capital reserves, and the remainder returned to the members in the form of dividends.  The only other income to the Credit Union is from the interest earned on short-term investments of excess cash deposited by the members. The goals of the Credit Union are quite simple and highlighted below.

Loans

Provide a limited range of savings and loan services on a personal and friendly basis

Rates

Return excess earnings to the members in the form of higher dividends on their savings and/or lower interest rates on the loans offered

Your Satisfaction

Generate earnings to maintain sufficient reserves and protect the member’s shares (savings)

OFFICE HOURS

Monday – Friday

8:30am-4:30pm MT

Closed on these Upcoming Holidays:

July 24th & September 7th

CONTACT US

(801) 322-4010

(801) 322-5419

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